Secure, Seamless, and Smarter 3D Secure (3DS)

Open ACS

Overview

Open ACS delivers secure, scalable 3D Secure authentication to prevent fraud, ensure compliance, and enable seamless transactions.

Product Description

Comprehensive reference document outlining insights and specifications to ensure effective product utilization.

Product Overview

Features

Top Aspects That Set Us Apart

  • Fully compliant with EMV 3DS 2.0 & 1.0, delivering strong security with a frictionless payment experience.
  • Smart fraud detection analyzes transaction risk in real-time, enabling seamless, low-risk approvals.
  • Protect every transaction with OTP, push notifications, and authenticator apps for ironclad security.
  • Supports recurring billing & subscription payments with effortless, secure authentication.
  • Multi-institution SaaS model with BIN management, role-based access, and transaction monitoring.
  • Get deep transaction intelligence to track authentication success rates and optimize fraud prevention strategies.
  • Secure, RESTful APIs ensure smooth cardholder validation & authentication with issuer systems.
  • A cloud-powered infrastructure built for millions of transactions, offering instant failover & ultra-fast authentication.

Key Features Overview

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How Can We Help You?

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Open ACS is a 3D Secure (3DS) Access Control Server that enables cardholder authentication, reducing fraud in online transactions.

It uses risk-based authentication, OTPs, and multi-factor authentication (MFA) to verify transactions securely.

Open ACS supports Visa Secure, Mastercard Identity Check, and other EMV 3DS-compliant schemes.

Yes! Open ACS enables frictionless flows for trusted transactions, reducing checkout friction.

It integrates with issuers via secure RESTful APIs, allowing seamless cardholder verification.

Absolutely! Open ACS follows PCI DSS, EMV 3DS, PSD2, and GDPR standards for security & compliance.

OTP via SMS/Email, in-app notifications, and authenticator apps for a secure experience.

Yes! It’s built for scalability, with 99.9% uptime and real-time fraud monitoring.

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